Credit Cards

How to Aggressively Pay Off Credit Card Debt

how to aggressively pay off credit card debt

Many Americans struggle with credit card debt. According to the latest consumer debt data from the Federal State Bank of New York, Americans’ total credit card balance reached $887 billion in 2022. In addition, given inflation and rising interest rates, those balances will likely continue to grow and become increasingly …

Read More »

How to Spot a Credit Card Skimmer

Close up on credit cards and a padlock

About 47% of Americans have fallen victim to at least one instance of credit card fraud in their lives. The most common method of credit card fraud is committed through the use of skimmers that are installed on ATMs and gas station pumps. These devices are inconspicuous, but once active, …

Read More »

CFPB Cracks Down on Buy Now, Pay Later Financing

The Credit Financial Protection Bureau logo

The Credit Financial Protection Bureau (CFPB) looks to improve consumer protections and regulations in the buy now, pay later (BNPL) industry. The agency’s concerns result from high rates of delinquencies and late fees among BNPL users. Although the exact regulations have not been discussed, the CFPB states they intend to …

Read More »

Things to Know About Credit Card Churning

how to aggressively pay off credit card debt

Perhaps you’ve read about award travel enthusiasts who use their credit card points to galavant around the world in first class. Dig deeper, and you’ll learn that one of the strategies often used to earn travel rewards is called churning credit cards. But you won’t find a lot of information …

Read More »

How Do Credit Card Points Work?

A woman holding a credit card and looking at her rewards on a laptop.

Credit card points are a form of rewards given through credit card companies. Cardholders can earn credit card points in numerous ways, whether through purchase, referring friends, or simply opening a new credit card. With a points credit card, you generally will earn at least one point per $1 spent …

Read More »