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11 months ago by Daniel Brown

How Often Should You Apply for a Credit Card? The Optimal Timing

Are you ready to dive into the world of credit cards but feeling a little overwhelmed by all the options? You’re not alone.  In fact, there are over 500 million...

one year ago by Daniel Brown

5 Differences Between Business Credit Cards and Personal Credit Cards

While they may look similar, business and personal credit cards have distinct features and are designed to cater to different needs. For example, personal cards are generally made for individuals...

one year ago by Daniel Brown

5 Surprising Pros and Cons of Debit Cards Everyone Should Know

Using a debit card has become a standard method of making payments. It can be used for almost anything, like purchasing items at a retail store, paying bills, or shopping...

one year ago by Daniel Brown

Credit Card Types Explained

With different types of credit cards on the market, it is easy to become overwhelmed by the number of choices. Some cards vary based on annual fees, whereas others offer...

one year ago by Daniel Brown

How to Aggressively Pay Off Credit Card Debt

Many Americans struggle with credit card debt. According to the latest consumer debt data from the Federal State Bank of New York, Americans’ total credit card balance reached $887 billion...

one year ago by Daniel Brown

How to Spot a Credit Card Skimmer

About 47% of Americans have fallen victim to at least one instance of credit card fraud in their lives. The most common method of credit card fraud is committed through...

2 years ago by Daniel Brown

CFPB Cracks Down on Buy Now, Pay Later Financing

The Credit Financial Protection Bureau (CFPB) looks to improve consumer protections and regulations in the buy now, pay later (BNPL) industry. The agency’s concerns result from high rates of delinquencies...

2 years ago by Daniel Brown

Fed Anticipates Ongoing Rate Increases After This Week’s Hike

After raising rates for the fifth time this year, the Federal Reserve Board anticipates more hikes to come. Six months ago, the borrowing rate was at nearly zero percent. But...

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