Valentine’s Day is one of the most significant commercial holidays on the calendar. However, Saint Valentine’s Day wasn’t always an expensive holiday where people gifted their loved ones’ overpriced cards, candies, and flowers. Every year, from Feb. 13 through the 15, ancient Romans would celebrate a festival called Lupercalia.  Lupercalia …

As you start to save for retirement, you will need to choose between a traditional and Roth IRA. There are some big differences. We will help you study your options to make the best decision for your financial future. What is an IRA? An individual retirement account, or IRA, is …

Credit card points are a form of rewards given through credit card companies. Cardholders can earn credit card points in numerous ways, whether through purchase, referring friends, or simply opening a new credit card. With a points credit card, you generally will earn at least one point per $1 spent …

Do you want to become a Wall Street whiz? There’s no doubt that enjoying profitable shares of Twitter as you munch on your breakfast without lifting a finger is an ideal scenario, but that is seldom the case. Like anything, it takes work and some know-how to be successful. Whether you …

Financial literacy is a difficult subject for most adults, even more so for children. It takes time and patience to educate children about how money works, but that doesn’t mean that extra time spent talking to your kids isn’t worth it.  It’s tempting to shield your children from financial stresses, …

In 2020 the housing market experienced a major pandemic-driven boom, with low-interest rates and high demand for housing. Experts predict that this demand will continue through the next year, as those who could not afford a home in 2020 are saving up for 2021. According to the National Association of …

The COVID-19 pandemic isn’t only a health crisis but an international economic crisis too. Since the implementation of travel restrictions, the tourism industry has been heavily affected. This had led small businesses that rely on tourists to shut down, to some major airline companies declaring bankruptcy. Travel Restriction With the …

It is not uncommon for individuals to face financial insecurity at some point in their lives. Everyday expenses coupled with unexpected fiscal emergencies can put a dent in savings. While some monetary speed bumps are unavoidable, there are ways to be better prepared and to overcome financial issues that may …

There are very few people who would say no to finding new ways to make extra money. There are more opportunities than ever before. Twenty years ago, making extra money was tough as we didn’t have the internet. Still, recently, so many people have turned to the internet to make …

The topic of productivity is one that has been discussed and dissected across numerous self-help seminars and books time and time again. But can there really be a blueprint to increasing work efficiency, or are some people just naturally better at getting more done? Our productivity tips below offer techniques …