Close up on retirement paperwork

401(k) vs. SIMPLE IRA: Which One You Should Choose

401(k) and SIMPLE IRAs are the most common retirement accounts offered by employers. But the decision between 401(k) vs. SIMPLE IRA is not always easy without understanding the key differences between their respective limits, contributions, and taxes. At their core, these two plans mainly differ in their flexibility and simplicity. …

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Group of business professionals dressed in suits

How to Dress Classy and Elegant Without Breaking the Bank

As seasons change, new fashion trends emerge that bring about new elegant and chic outfit ideas. While luxury fashion brands are usually trendsetters, it doesn’t mean you can’t dress elegantly and with style on a budget.  With a bit of research and fashion sense, you can find multiple brands that …

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Young adult traveling through Europe

14 Top Cheapest European Countries to Visit

Europe is one of the most popular tourist destinations in the world, and it’s easy to see why. This vast continent is full of ancient landmarks, beautiful cities, winding mountain trails, and seriously incredible beaches. While traveling to some European countries is comparatively expensive, there are many countries in Europe …

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Close up on hands holding piggy bank

Is It Worth It to Start Living Stingy

The dictionary defines “stingy” as someone unwilling to spend or give. Due to this definition, stinginess usually has a negative connotation, and calling people stingy is not perceived as a compliment. Stingy people are considered to be very protective of their money and ungenerous. But in reality, these individuals may …

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Young adult writing in journal in front of laptop.

How to Make Money Online Without Paying Anything

The internet offers numerous ways to make money online that can help boost your income, pay off debt, or splurge on a big purchase. Some of these options require an upfront investment, which can be an obstacle for many people. Fortunately, there are many simple and quick ways to learn …

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Couple financing at home.

Velocity Banking: How Does It Work?

Velocity banking involves using a line of credit as the primary account to make lump sums towards a loan, typically a mortgage. In other words, you would use another line of credit as an expense account for mortgage payments. Individuals who utilize the velocity banking strategy believe it will allow …

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Couple budgeting finances on laptop.

How to Set Short-Term Financial Goals?

61% of Americans don’t have sufficient savings to cover a $1,000 medical emergency. An average American adult loses approximately $1,634 per annum due to a lack of financial literacy. However, individuals with well-thought-out financial objectives and a framework to achieve these objectives can lead a comfortable lifestyle. They meticulously save …

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Young adult calculating expenses.

How to Stop Overspending and Control Your Budget

A 2019 study showed that the average American consumer overspends roughly $143 to $340 weekly and around $7,400 yearly. Many individuals may even miss the signs of overspending, which can include maxed out credit cards, difficulty paying bills, or running out of money at the end of the month. Although …

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Rich Dubai

Why Is Dubai So Rich and Popular

Some cities are more successful than others — you can see this in their talent, innovation, and citizens’ average income. Plenty of factors contribute to a city’s success, including its geography, climate, ease of travel, and immigration. Dubai is one of those successful cities. Located in the second-richest Middle Eastern …

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