Lifestyle

401(k) and SIMPLE IRAs are the most common retirement accounts offered by employers. But the decision between 401(k) vs. SIMPLE IRA is not always easy without understanding the key differences between their respective limits, contributions, and taxes. At their core, these two plans mainly differ in their flexibility and simplicity. …

As seasons change, new fashion trends emerge that bring about new elegant and chic outfit ideas. While luxury fashion brands are usually trendsetters, it doesn’t mean you can’t dress elegantly and with style on a budget.  With a bit of research and fashion sense, you can find multiple brands that …

According to the credit bureau TransUnion, in 2020, 19.4 million Americans have a personal loan. The number was 20.2 million in 2019. However, what if your loan was denied? What can you do if you need a loan but keep getting declined? Financial emergencies are trying times, and many loan …

Europe is one of the most popular tourist destinations in the world, and it’s easy to see why. This vast continent is full of ancient landmarks, beautiful cities, winding mountain trails, and seriously incredible beaches. While traveling to some European countries is comparatively expensive, there are many countries in Europe …

The dictionary defines “stingy” as someone unwilling to spend or give. Due to this definition, stinginess usually has a negative connotation, and calling people stingy is not perceived as a compliment. Stingy people are considered to be very protective of their money and ungenerous. But in reality, these individuals may …

The internet offers numerous ways to make money online that can help boost your income, pay off debt, or splurge on a big purchase. Some of these options require an upfront investment, which can be an obstacle for many people. Fortunately, there are many simple and quick ways to learn …

Velocity banking involves using a line of credit as the primary account to make lump sums towards a loan, typically a mortgage. In other words, you would use another line of credit as an expense account for mortgage payments. Individuals who utilize the velocity banking strategy believe it will allow …

61% of Americans don’t have sufficient savings to cover a $1,000 medical emergency. An average American adult loses approximately $1,634 per annum due to a lack of financial literacy. However, individuals with well-thought-out financial objectives and a framework to achieve these objectives can lead a comfortable lifestyle. They meticulously save …

A 2019 study showed that the average American consumer overspends roughly $143 to $340 weekly and around $7,400 yearly. Many individuals may even miss the signs of overspending, which can include maxed out credit cards, difficulty paying bills, or running out of money at the end of the month. Although …

Some cities are more successful than others — you can see this in their talent, innovation, and citizens’ average income. Plenty of factors contribute to a city’s success, including its geography, climate, ease of travel, and immigration. Dubai is one of those successful cities. Located in the second-richest Middle Eastern …