Housing

Outdoor patio furniture

Patio Ideas On A Budget

A patio is a great place to relax in the fresh air and enjoy the serenity of nature. Do you want to design your own patio? Thankfully, you don’t need to have a fortune to make a good patio space. You just need to look for inexpensive patio ideas that …

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Graphic designer designing on computer

11 Low-stress Jobs

It’s no secret that our busy, modern lives are inundated with stress. And one of the biggest causes of stress is the workplace. There are countless products and methods marketed to help us reduce or manage stress. Some of these techniques include meditation, yoga, and CBD. However, many are finding …

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Couple financing at home.

Velocity Banking: How Does It Work?

Velocity banking involves using a line of credit as the primary account to make lump sums towards a loan, typically a mortgage. In other words, you would use another line of credit as an expense account for mortgage payments. Individuals who utilize the velocity banking strategy believe it will allow …

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Young adult paying bills on laptop.

How To Lower The Electric Bill

One of the most sizable household expenses is electricity, and it can be tricky to lower the average electric bill. According to the Energy Department, a typical household roughly spends $117.65 per month on electricity — that brings the yearly total to a whopping $1,411.80. Of course, this number can …

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City skyline at night.

What is the Cheapest State to Live In?

A dollar you spend in one state may have more purchasing power in another. That begs the question: where is the cheapest state to live in America? To find out, we compared the states where the overall cost of living is lowest. We found the states with: the lowest-priced grocery …

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Gross rent multiplier

What is a Gross Rent Multiplier, and How Do I Use It?

The world of real estate can be very complicated to navigate through for a first-time investor. However, by using the right resources and tools, you can take a well-informed approach to your investment research and eventually purchase the property that is right for you. When looking for a property, one …

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Home decorating ideas on a budget

Home Decorating Ideas on a Budget

Is it time to spruce up your home? Are you looking for some modern ideas for decorating on a budget? Not everyone is looking to spend a significant amount of money on their decor. And if you are renting an apartment or are planning to move, it might not make …

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Renting an apartment

Renting an Apartment: Budgeting Tips

Are you looking to rent somewhere new or rent on your own instead of living with others? You will probably have a lot of extra questions about renting. How much does it cost to rent an apartment? How often are payments required? What do I need to budget for within …

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Home improvement

How to Set a Home Improvement Budget

Home is where the heart is. And for many, home can be a sanctuary from the outside world. To this end, it is no surprise that a large number of homeowners chose to give parts (if not all) of their entire homes a bit of a facelift each year. For …

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