Traditional vs. Roth IRA

As you start to save for retirement, you will need to choose between a traditional and Roth IRA. There are some big differences. We will help you study your options to make the best decision for your financial future. What is an IRA? An individual retirement account, or IRA, is …

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A woman holding a credit card and looking at her rewards on a laptop.

How Do Credit Card Points Work?

Credit card points are a form of rewards given through credit card companies. Cardholders can earn credit card points in numerous ways, whether through purchase, referring friends, or simply opening a new credit card. With a points credit card, you generally will earn at least one point per $1 spent …

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Chalk board with money in front of it.

How to Make Extra Money on the Side

There are very few people who would say no to finding new ways to make extra money. There are more opportunities than ever before. Twenty years ago, making extra money was tough as we didn’t have the internet. Still, recently, so many people have turned to the internet to make …

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How to Increase Productivity

How to Increase Productivity and Improve Efficiency at Work

The topic of productivity is one that has been discussed and dissected across numerous self-help seminars and books time and time again. But can there really be a blueprint to increasing work efficiency, or are some people just naturally better at getting more done? Our productivity tips below offer techniques …

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Business bankruptcy

Critical Mistakes That Can Lead to Business Bankruptcy

There are a number of errors individuals may make when starting a business or in the everyday running of said business. It can be important for business owners to understand potential mistakes and try to mitigate such errors, earlier in their business ventures. Some of the mistakes explored below may …

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Jobs to work from home

13 Best Jobs to Work from Home

Innovative and advanced technology is making remote work a reality. And in today’s rising gig economy, more workers are opting to earn money from the comfort of their homes, in employment positions that offer freedom and flexibility often not available through traditional routes. Indeed, the online job sector, which already …

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Ready to retire

Signs You’re Financially Ready to Retire

About half of Americans retire between the ages of 61 and 65, with 79% of Americans leaving the workforce by the age of 75. But recent research has shown that most American’s are not saving enough money to be able to retire by the average retirement age. Indeed, researchers found …

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Starting a business

How to Start a Business: Step by Step Guide

Everyone can become an entrepreneur. You don’t need to be an expert or have a college degree. You don’t even need to have unlimited funds. A good idea, a strong plan, and the drive to succeed are the basis of any great startup. However, those three elements are not enough …

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